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Insurance trivia:Why can't I buy too much insurance for my child in China?

In China, insurance for minors, regardless of the amount of insurance payments of several million, in accordance with Chinese law, the death of a child under the age of 10 is up to 200,000, and the death of a child under the age of 18 is up to 500,000.


Insurance trivia:Why can't I buy too much insurance for my child in China?-3trivia
Insurance trivia:Why can't I buy too much insurance for my child in China?

Why is Chinese law so stipulated to prevent individual parents from doing harm to minors under the temptation of huge compensation, so no matter how many life insurance accidents you have bought for your child, you will be paid up to 200,000 or 50 for the death. Million.

There are exceptions, however, if parents buy their children for critical illness, medical insurance, universal insurance, and deaths caused by aviation accidents and major natural disasters, they are not subject to this treaty.

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